--- title: SBA Announces Low-Interest Disaster Loans for Hurricane Isaias Victims canonical: https://flfeed.com/sba-announces-low-interest-disaster-loans-for-hurricane-isaias-victims/ published: '2026-11-05T11:33:34-05:00' updated: '2026-11-05T11:33:34-05:00' author: FLFeed Staff section: Emergency Management places: - Escambia County tags: - Hurricanes - Small Business - Division of Emergency Management - Real Estate - Evacuations - Storm Recovery source: Florida Division of Emergency Management source_url: https://www.floridadisaster.org/news-media/news/20261105-icymi-sba-offers-relief-to-florida-businesses-private-nonprofits-residents-affected-by-hurricane-isaias-low-interest-disaster-loans-now-available/ publisher: FLFeed attribution: Copyright FLFeed. Quote with credit to FLFeed and a link to the canonical URL above. --- # SBA Announces Low-Interest Disaster Loans for Hurricane Isaias Victims On November 5, 2026, the U.S. Small Business Administration announced the availability of low-interest disaster loans for Florida businesses, private nonprofit organizations, and residents affected by Hurricane Isaias, which occurred from October 6 to 12. The loans are available to those in Bay, Escambia, Gulf, Holmes, Okaloosa, Santa Rosa, Walton, and Washington counties, with additional eligibility for adjacent counties. --- ### Press Release: Florida Division of Emergency Management *Reproduced in full from the [Florida Division of Emergency Management](https://www.floridadisaster.org/news-media/news/20261105-icymi-sba-offers-relief-to-florida-businesses-private-nonprofits-residents-affected-by-hurricane-isaias-low-interest-disaster-loans-now-available/).* #### ICYMI: SBA Offers Relief to Florida Businesses, Private Nonprofits, Residents Affected by Hurricane Isaias Low-Interest Disaster Loans Now Available 11/5/2026 #### ICYMI: SBA Offers Relief to Florida Businesses, Private Nonprofits, Residents Affected by Hurricane Isaias Low-Interest Disaster Loans Now Available **WASHINGTON**, In response to a Presidential disaster declaration issued Oct. 27, the **[U.S. Small Business Administration](https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgo.sparkpostmail.com%2Ff%2Fa%2FvY2C4-BEmH5WfREIQ9HVxA~~%2FAAS2yhA~%2F6F_LFsRM0wzOlnzG6pD9z6P8xsgTUYVkDP_7w3lhGJ3NCaVvkvwXsXEuZLsMoiLbmgFg5UlBOFVt686fDfAG8gBol7yr5A4US7aP3supC-KykI8to4hxTyZm_Il81rn97UNhkcf8otuRtdYfu0Gr4pbxfB4Bfo8Yy8Q0BcQIW4PkRNCpb8H1RPVoat3_sC5Z-9SHreedGGJKyalmqrcDzlCYtOFrHCDeYyAaApPGs5bQaXyFMQP13OBGM5uSoNDdXxhLv37aiHPu1POOddL2hmbJC0S25NWAFS2y5-jjkWyDWM42jA2ylFL1ggYUwTCS_Hp-xG5K7T3vX-QekNyMtKCk4Z_rfrw9FxRbR0iYD7Zb0Tm4LMftIaU4yaYcQ2rCPK6HS7q280TM5_7bW0rpZkx3kOddvIDqa5xI7hCoPvNgc4Age1WTYe5jYSV74zwf9O7DjvIH497gxBzS8awWyqKfJnludk09LSEorvM9WcLqAn8BYkJnyYhVhovjXgCYwldWAuyF9y-KZ-6YZfNA1tYbCfTZ-ayD1J94x6svG4lhnkiNnse0aoMfnF4EWf7V40qbAFbSqg5_qr2JZfwezKHh4Alyklxer8_-4iaqiqW4mHU2mqImPm9fP0D9A1bazhbz9gi6hhnVOpV-tVyl-g~~&data=05%7C02%7Clauren.maheu%40em.myflorida.com%7Cfb71ac6ea25c49a8011408df3b4d9a9d%7C9ce0de61985749a2b40c3a9cb9f8f4dc%7C0%7C0%7C639294876627760730%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=PGqaaG7%2FbMA6EoHqT9pq82iFn9RHboh4gy2aO5qehUc%3D&reserved=0)** announced the availability of low-interest disaster loans for Florida businesses, private nonprofit organizations, and residents affected by Hurricane Isaias, which occurred Oct. 6-12. The declaration covers the Florida counties of Bay, Escambia, Gulf, Holmes, Okaloosa, Santa Rosa, Walton, and Washington, which are eligible for both **[physical damage loans](https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgo.sparkpostmail.com%2Ff%2Fa%2Fn8dwDQdw0k3CTNk6rG3Riw~~%2FAAS2yhA~%2FN2cqFGXHjY60LqKAWI41sajQ3XpZQyAdY6msnoEPt1vm6zj37ffwH-nxfMjDNr5rtctGutuVnvg7iRP2hLG7cu_3RWOZ1xkXC_pAlpXzKqD3zvp0lA-99YLcMLJK6ciWB0z05BR-dYR6LaOubluPc9CxaSzu_I-j9ZeIhkLGCpSB6r2vFZmcVXWfXZJ95qX9bgC5V2AV3Jx6OFwV8b60RuVvu2UKNjYxBEBPVs7cPczXIakk1aSHWLRwL303JsbOv-6xvZl2xfR-P2NlyIzPYIcRns9C6XEFSsHqqcgLilnpYWQcn0bTQe66u0tRTEupB7DxKEf5bOPOzGVE8R3eLTZu-MYf5P_ARfMFnw5QgVxw6Pn6fUVb3O_9jlLZCTKjM0bqtIPoe0lRGp-rrbhl3_sQ0v1wLRad66wfMHfvZHPHY9HkB2DuiTQ1_-kDWvQ94gl0iGPu3jfBzdu0mKrljcnrFveoJXYsBB0eerUv_R4nuPmDKDNDzWjig6TrN0EYGfkSMHxl68AOzdyKaZ4OIpivZB6lrvhyBc-VNP3zhl59eTGj5INDjvB8sef2RVVCudz7PSzigeip8xq8mkfNto3SLZ5I2PGsk4PWtXW3RG_9Gvi3x9x4sBWIU1Fg0vHp6yRm6Boky-PqbY8Id4drUBWWFaHZE9bPlCqLZGJDllU1S31915EBiWtoUX16flfTzR4VzvzdSenQTYPEgqu7GTnxYfPxC-hMJGmqIlUoGOw~&data=05%7C02%7Clauren.maheu%40em.myflorida.com%7Cfb71ac6ea25c49a8011408df3b4d9a9d%7C9ce0de61985749a2b40c3a9cb9f8f4dc%7C0%7C0%7C639294876627916838%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=aLOq4dGp4jAyuW6b%2Fz03oYSa6yUYbtyJs%2BB0NMXf9Z4%3D&reserved=0)** and **[Economic Injury Disaster Loans (EIDLs)](https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgo.sparkpostmail.com%2Ff%2Fa%2FhM4NNsMJqQ_1vR59Ni2eKw~~%2FAAS2yhA~%2FMeyzejPFF03nO72rEGsqTEmxAE9ScqcDPOUux9wCPkm4dwMh5GiEEx9PqgNosreDDhBTMeEmki04ZfY8FUR2Dz7U3HZ-WB3I54zIJ99VR1_lteiM4dPoMI9ouBNfkcdgKKzrBQDpwLyqwTx25oYGli_CDdDnogSzwPMxSZfx7mULx9J2RCXXTgNkQ0NWWwHXbdOB-5XRWwKBD-w8RCB43D2nwInaxAwnBvNSSpbrkEli44WrqBKjumikSgywt4sBh8xvQ7ikq7jCYsD4nTgR9PszVT7yt5Z8eoZkaPZBsgy53DG5iM3NBTu4z5DBIxfpplb7S4ZqZutbPMamIEjm4L8RbQSQLePBafpo-B3xC5Igfp8JHngpBKR01CbPgFSOsQ79MeyimsyhzZlruwSsXuqpRZavNx3Z8KjNlHizR0z1WbnNASz2jhjOH0-X1Z4kfukXI7NIDm6T0fWtMnAlA_48NLZl3s3CmNM8p5EefWdLrHkCaoErQaFE-Wzg_JAFXxdtwv7VAjyYVhDnrjSCxvXjxXtWQ6Wj4OBcgdlRMvwWcq5UCjvxMZqAPtlX1PfRvK2birV7jZwEBoemEfr8U_A4nADsiOIJfwI55q0mdkoRpbtdHnN0afaX5E7qHT9Ff4T5DFHTxgg--5cNibpwdZrzuLD6wxkM9_yQzd0U5QvknchA6aQXmIkYdNs0kiNoT9kMnaDkdCesK0QTt5Gb1HaYbGY1qwnPoTlm26SRs5c~&data=05%7C02%7Clauren.maheu%40em.myflorida.com%7Cfb71ac6ea25c49a8011408df3b4d9a9d%7C9ce0de61985749a2b40c3a9cb9f8f4dc%7C0%7C0%7C639294876627940714%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=WQUx%2F81iZd0T5CJgs7%2FlVrnQjdYnNF3w%2BCBHQErcjCQ%3D&reserved=0)** from SBA. Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA EIDLs: Florida counties of Calhoun, Franklin, Jackson, and Liberty, as well as the Alabama counties of Baldwin, Covington, Escambia, and Geneva. Businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence. Applicants may also be eligible for a loan increase of up to 20% of their physical damage, as verified by SBA, for mitigation purposes. Eligible mitigation improvements include strengthening structures to protect against high wind damage, upgrading to wind-rated garage doors, and installing a safe room or storm shelter to help protect property and occupants from future damage. The SBA’s Economic Injury Disaster Loan program is available to eligible small businesses, small agricultural cooperatives, and private nonprofits, including faith-based organizations, impacted by financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises. EIDLs are for working capital needs caused by the disaster and are available even if the business or private nonprofit did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills which could not be paid due to the disaster. Interest rates are as low as 4% for businesses, 3.625% for private nonprofits, and 3% for homeowners and renters, with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA determines eligibility and sets loan amounts and terms based on each applicant’s financial condition. “Through a presidential declaration, SBA provides financial assistance to help communities recover,” said Chris Stallings, Associate Administrator of the Office of Disaster Recovery at SBA. “We offer disaster loans to homeowners, renters, businesses, and private nonprofits affected by the disaster.” Beginning **Tuesday, Nov. 3**, SBA customer service representatives are available at the Business Recovery Center in Escambia County to answer questions about SBA’s disaster loan program, explain the application process, and help individuals complete their application. Walk-ins are welcome, and you can schedule an in-person appointment in advance at **[appointment.sba.gov](https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgo.sparkpostmail.com%2Ff%2Fa%2FPdap5qwI08_DEl06g50cEg~~%2FAAS2yhA~%2FpERHp2rosDLhnAFKaNisC_7oL6B_YyzxuIDBJHV6O0BnvpjP3WSfg5JjoXUL_ezEcyhcYa8mm_yD7NMSXWd2ujPP6pRdYbQi3ZZ4_HD8jyImuqsfHgdvnPY6-qAfNPm41CRFbYUuy5Es-py3JJkQEDXY7nN7cezioUj4DsCJc4Zg1LK3KOgfC7WO3M1kLMarrr19KEtNqb9zemTHFkshRxVutg7-IfbOY5pyXBLjsAYrLm60gMByPP_OEvzBO-QtaKGATseiJhiRp67fc0qfCu8bstGbfTyYPiY9j3FbTj_bYFoRfYqIAH21hrfW90R7PdnRvS-ALTJjMErkXs0EcIDy6QmcCf_UnF6DHfP9iqUHTg-bFvszhFq0PgNRlbPgTE7ppzxHeguz1e-acqdmZJT1owoAg04Pqy5Y8Wf5DHYGINb8vso_t9363k62vKmYZeEkdsHEioKYkmm37EzgmCXXrVj5WhddSO5T_dvO5RePg6fuc-NFq1vnYkB31Y00L9o2fSnPBZh4jyRv2mgDAXe3j_rk5_NvLz0swD0rdJJ0tmuRndOywyZ_7PFF4PSIrOXUL-PG4PaPH29v9zPYnHZw-j4wha5y8IORKUfkKW5-uAkKuwO99YkgrrBAwm0y-GMu3Q2OkasOv_qtWB5b7hUfIhsEKoI7FiBC-8vPIx0~&data=05%7C02%7Clauren.maheu%40em.myflorida.com%7Cfb71ac6ea25c49a8011408df3b4d9a9d%7C9ce0de61985749a2b40c3a9cb9f8f4dc%7C0%7C0%7C639294876627961805%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=YZjxt8i%2BPec25RjIfqhgGYePiTbrc%2Bb9Tm8DRquU7uI%3D&reserved=0).** The hours of operation are listed below: **ESCAMBIA COUNTY** Business Recovery Center Ferry Pass Community Center [8800 N. 9th Ave, Pensacola, FL 32514](https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgo.sparkpostmail.com%2Ff%2Fa%2FVLAEdnCfo2zsSTkRxRS_vQ~~%2FAAS2yhA~%2FVBJcjVx4tNi_sgFsUdiwXivUHIVRLfDxFJUHoNFVrUzcguKBSJoPqAuXYibtk2EuURUVnRKIG5iKyHOABqL-7vW25qD2xCGfIJiv5VBy6wHCpTBGbaE3LxoqVlEPbuvOEIM0hodMnTXkUbh5cg-2IbIady-xabiZAgrovkSdtCan3RBpyPN_K8knKLEe425Ru5kflWMFXuEeUgGjKFe0vtVE0ZQI33LMBFDaBYh1QN9jUSF7FL3qrxF28ZpJtvTuhfS4rxrghXJLJnnlHPetKX-hrzT8S2B2ymsDjJ_XtTqpybVz-2AjcpPgWKRFC9qc7gXOMkycF0cFtvgN93Mhy0d2UsO6byErGEZ7-e_LhIo0qMWl7YKs3_zbScj9Ksj63Xmd-LP1kKhDxAi6Xh7zCCo99aKlq-_nEL_ek-sbQVgL4bG1CGiekeTZn9D9c43fRw1TnVXjbvG6T1kD7x4hCsHRfGN3E35Ja5uFXknI5oRejKdjOC0rq3IXTus94la4jCEhuVa_ymxvVWmHcmrB3efJafH-bN5YkHa6L2BgOY-lrAgJGR7Mzx-7QN6tnIk700rk0OLBI0Tx2dwwF5SKK1gM51VkJ0u_FySf8lVWSL8c71RjA1g0e9fDNafrNiJw9Y9w8gaewn5WERAXgEZD5xbwJyLATXnoKAQXobzXTEoxPPfv-SBKVPJgoWobP9GKgHquyGPpyzrCS_yGIYnEMvuTglyLn5PNLD3YACc1BbveMQ_XQDZJjtToxkcfIvB8g-QRbfHDX8qfvvY64fBQb65AiNTfiUeZJnVd_6ZhT7VbmbpBaiVcRmP-0sjviDZaNYpedvYup8zNYD_mcAJuF6K4iyGqU7mKom2QkygOmLuK4s1ioe_Y3p4ylX-beewCiyvf4e9mBPY5hRQ-8uBmaf9hjMBGh63YYNsc6QwbeBSgpERtihERxBFQpER96hrGqHtaukXGFjVAADO7SG9gxDrzOJjwaZaI7iu_pXail-I-i6zVSR2hPmB0qtYeRP6ZpPp-a6DICmFrbsQGf1c-dB9PucrYDOVWbTXfryHwNvQ~&data=05%7C02%7Clauren.maheu%40em.myflorida.com%7Cfb71ac6ea25c49a8011408df3b4d9a9d%7C9ce0de61985749a2b40c3a9cb9f8f4dc%7C0%7C0%7C639294876627982438%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=wDngahm87BLaKVBEcR43mOu9Wt%2FOeAFrEfFCrvpehhY%3D&reserved=0) **Opened at 10 a.m., Tuesday, Nov. 3** **Hours**: Monday to Friday, 8 a.m. to 5 p.m. Saturday, 10 a.m. to 2 p.m. **Temporary closing:** Thursday, Nov. 26, in observance of the Thanksgiving Holiday Friday, Dec. 25, in observance of the Christmas Holiday ***Closes permanently at 5 p.m., Monday, Dec. 28*** To apply online, visit **[sba.gov/disaster](https://gcc02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fgo.sparkpostmail.com%2Ff%2Fa%2FaDJ147sO9DigVlyV3YKgJg~~%2FAAS2yhA~%2FPoHzxU5K_-v_mL1gQKvVLIT84yaN0V1-Ny2BV2GKWLPD_e45wlurFqNUSlUb7Nbxw2zsP_wc1ocKXvqo5veZ3ZcyqUg7qMFWDplOqOUBssOwOdS7EF2xWMQjkLW94TedeME7pBtTFeA0QWespcFl-88zuaEJivu_Z670B85ZQIdOaq7Q2VQxBM6cP4wL_OTrzfcC7WWxRjQKBU7mzLxjs7zW-zeiVRRFOSDSH8f6CHWRewyt_owwVKhj9mSZ-c8pdNJtK-MVKMwxD4JR6MtWRqMj5jr2ZXOn-_Up7mIsa4EZHVGX7Ba4GKXBOUtEVRm-Z7Ig3TO4I52SytHidZPcUvQuQXJcntEd7LcodxSLLUAD_unXIZ3rRqBAoX7yRgA5wzojLFGnhY9RiyqgioMEioLOXqcpAqSgvm8Wdnw0SDG3eqQNgG-_dlw5bbj7Fggvm8hv8yu2zbpldg_AXW-_wd953z9WXWVQUvMgItp_eFuG5FMf0rZzRobTdoBUaJACN8Tbvx2d-9kcoL27B17lhaXiokZNweWtcGpjvGBWkNTfHu4PIfozowAvzuZZ9KrO_TsGjF4FA_Be1iOwW2O6gk9eB_WU9-4yHn9NZ9taEhqbmLaYgXybp_lsrIqzm715NjVVNhEjGL7BfZhs5EOJGcMF3IEtizxIBJl8AiBM_tiRiDdXiEy7A8Dn_IbQLwhe&data=05%7C02%7Clauren.maheu%40em.myflorida.com%7Cfb71ac6ea25c49a8011408df3b4d9a9d%7C9ce0de61985749a2b40c3a9cb9f8f4dc%7C0%7C0%7C639294876628003391%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=RKajWcFy5uyamSohYOYhbkYVTOq6L2F%2FBybOFlh1HoI%3D&reserved=0).** Applicants may also call SBA’s National Support Network Center at (866) SBA-HELP or email **[disastercustomerservice@sba.gov](mailto:disastercustomerservice@sba.gov)** for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. The filing deadline for returning applications for physical property damage is **Dec. 28**. The deadline to return economic injury applications is **July 27, 2027**. Source: [Florida Division of Emergency Management](https://www.floridadisaster.org/news-media/news/20261105-icymi-sba-offers-relief-to-florida-businesses-private-nonprofits-residents-affected-by-hurricane-isaias-low-interest-disaster-loans-now-available/)